Category: Direct Business Lending

While business growth is a challenge faced by just about every business owner, it can be particularly difficult for a small business. It is estimated that more than 70% of small businesses are a one-person operation. Expanding on that typically involves more work, new equipment, possibly additional employees and some cold hard cash. The prospect […]

Just like with your personal credit, the goal is to have good business credit. To achieve this, you have to understand the factors that contribute to your business credit and monitor them. The business credit reports traditional lending institutions rely on are based on financial payment history, trade payment history, business demographics, public records, legal […]

As a small business owner, you may have heard of blockchain technology but you’re not really sure what it is or how it could change the way you do business. Blockchain is most commonly known as the technology that powers the virtual currency bitcoin. The majority of new blockchain applications will probably emerge in the […]

The recession of 2008 caused a lending crunch that resulted in a significant decrease in banks granting small business loans. This left owners scrambling to secure the working capital necessary to keep their businesses growing. The lack of bank financing opened the door for alternative lenders which has changed the landscape of small business lending […]