Category: Working Capital Financing

Revenue-based financing is a financial solution that provides quick access to capital for businesses, including restaurants. Unlike traditional loans, revenue-based financing (also referred to as a merchant cash advance) is not a loan but rather an advance based on the business’s future credit and debit card sales. This alternative funding option has gained popularity among […]

The Struggle for SMEs: Banks’ Tightening Lending Criteria Impedes Working Capital Access  Banks are currently tightening their lending criteria, creating significant hurdles for small and medium-sized enterprises (SMEs) in acquiring working capital. These stricter standards make it increasingly challenging for SMEs to secure loans. Also to access the necessary funds to support their day-to-day operations […]

What is revenue-based financing?  Revenue-based financing (RBF) is an alternative to traditional bank loans where businesses can receive financing without taking out a loan or incurring loss of equity.   In revenue-based financing, a business can receive an advance over a specified period rather than taking an equity stake or being charged fixed interest rates like […]

Small Business Administration Loans   The Small Business Administration (SBA) is a U.S. government agency that provides support to small businesses. The SBA offers several loan programs to help small businesses start, grow, and recover, including:  Paycheck Protection Program (PPP): This loan program was created in response to the COVID-19 pandemic to help small businesses […]