Category: Compliance Regulation

Financing options have evolved beyond traditional bank loans, paving the way for alternative methods such as revenue-based financing (RBF). This financing model has gained popularity among startups and small businesses seeking capital without the constraints of traditional debt. However, while RBF offers numerous advantages, navigating this realm requires a keen focus on compliance. Particularly with […]

New York is enacting laws that mandate consumer-style disclosures for commercial financing transactions. The state’s Department of Financial Services initially delayed compliance with these requirements until final implementation regulations were issued. On February 1, 2023, the Final Regulations were published, and they are set to take effect on August 1, 2023.  The Final Regulations introduce […]

A look into New York Disclosure Regulation  Commercial financing disclosure regulations require funders to share certain information to borrowers in commercial transactions. For instance, the APR, terms, and prepayment penalties. These regulations aim to promote transparency and protect borrowers in the financing process. The reasons for regulating commercial financing disclosures are to ensure that lenders […]

Independent Sales Organizations (ISOs) play a crucial role in the revenue-based financing industry. They act as intermediaries between financing providers and small business owners, helping to connect the two and facilitate financing. As the revenue-based financing industry continues to evolve, ISOs will need to adapt to stay relevant and competitive. In this article, we’ll explore […]