Owning a business comes with constant decisions — but maintaining strong cash flow is one of the most critical. Whether you’re launching a startup or leading an established company, access to fast, flexible capital can make or break your next move.
For entrepreneurs looking beyond traditional business loans, Revenue-Based Financing (RBF) offers a modern solution tailored to today’s dynamic small business landscape.
Why Do Businesses Choose Revenue-Based Financing?
Traditional loans are known for slow approvals, extensive paperwork, and rigid repayment structures. Revenue-Based Financing changes that by offering:
- ✅ Fast approvals
- ✅ Minimal documentation
- ✅ No collateral required
- ✅ Flexible, revenue-adjusted repayments
RBF is especially attractive to business owners who need quick access to capital without putting assets at risk.
How Fast Is Revenue-Based Financing?
Can I really get approved in 24–48 hours?
Yes, many businesses are approved in under two days. That’s because RBF doesn’t rely solely on credit scores. Instead, approval is based largely on your business’s recent revenue performance.
⚡ Speed highlight: Funding can be received within 48 hours of approval.
This fast turnaround allows you to act quickly on opportunities like:
- – Expanding operations
- – Hiring staff
- – Restocking inventory
- – Launching marketing campaigns
- – Handling emergency expenses
Is Collateral Required for Revenue-Based Financing?
No. Unlike traditional loans that may require you to pledge equipment, inventory, or even personal property, RBF is unsecured. That means:
- You don’t risk losing assets
- There’s no need to tie up valuable resources
- You can focus on growth without extra pressure
What Can I Use RBF Funds For?
One of RBF’s biggest advantages is spending freedom. Common uses include:
- 1. Marketing & advertising
- 2. Inventory purchases
- 3. Working capital
- 4. Tax payments
- 5. Emergency or seasonal expenses
- 6. Renovations or expansion
- 7. Debt consolidation
💡 Pro tip: Use your funding strategically by aligning it with ROI-driven initiatives.
How Does Repayment Work?
Unlike traditional loans with fixed monthly payments, RBF repayments are made as a small, pre-agreed percentage of your daily or weekly sales.
This model adjusts automatically based on your revenue, which means:
- Lower payments during slow periods
- Higher payments when business is booming
- No late fees or rigid schedules
🔁 Repayment stays aligned with your performance, helping you manage cash flow effectively.
Why Choose CFG Merchant Solutions for Revenue-Based Financing?
At CFG Merchant Solutions, we specialize in helping small and mid-sized businesses thrive — especially those underserved by traditional banks.
What Sets Us Apart?
- 🏦 Direct funding — no brokers or delays
- ⏱️ Fast approvals made in-house
- 🔧 Custom funding programs based on your business goals
- 🧠 Human underwriting + proprietary technology for smarter decisions
Ready to Get Started?
Getting funded doesn’t have to be slow or complicated.
👉 Apply now to get started in just minutes.
📞 Prefer to talk? Contact us and speak directly with our experienced funding team.
FAQs: Revenue-Based Financing
Q: Will applying for RBF hurt my credit score?
A: No — we typically use a soft pull during the application process.
Q: How much funding can I qualify for?
A: It depends on your business’s monthly revenue, industry, and cash flow. Many businesses qualify for $10,000 to $500,000+.
Q: How long does the process take from start to finish?
A: You could be funded in as little as 48 hours from application.