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CFG Merchant Solutions® provides small business loans designed for owners who need fast, reliable access to everyday working capital®. Our team works closely with each business to create a customized loan program that fits their specific needs, goals, and cash-flow patterns. Unlike a small business advance, small business loans follow a structured repayment plan, businesses can choose manageable daily, weekly, or monthly payments based on what works best for them.
Just like our advances, CFGMS small business loans are a powerful working capital solution for companies experiencing cash gaps, growth opportunities, or urgent expenses. Most applications can be approved in hours and funded in just a few days, making it a strong option when time is critical.
Businesses use CFGMS small business loans for inventory purchases, marketing campaigns, technology upgrades, hiring and staffing support, or nearly any working capital need. When business owners need fast funding with flexible terms and a partner who understands small-business challenges, CFGMS delivers.
Understanding the Inner Workings of CFGMS Small Business Loan Funding Process
The most frequently asked questions from business owners about small business loans.
Business loans are tough to get especially if you don’t have cash flow. Even if you are at least two years in business it needs to show an ability to service the proposed debt.
An EIN grants access to a variety of loan options designed specifically for businesses. These loans depend on business credit rather than personal credit, which can provide more flexibility and protection.
LLC loans provide funding for businesses structured as limited liability companies. LLC loans can be used for a wide range of purposes, including startup costs, working capital, inventory and equipment purchases, business expansion and debt refinancing.
The minimum credit score required for an SBA loan depends on the type of loan. For SBA Microloans, the minimum credit score is typically between 620-640. For SBA 7(a) loans, the minimum credit score is typically 640, but borrowers may find greater success if they can boost their credit score into the 680+ range
Be small under SBA size requirements. Not be a type of ineligible business. Not be able to obtain the desired credit on reasonable terms from non-federal, non-state, and non-local government sources. Be creditworthy and demonstrate a reasonable ability to repay the loan.
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