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It’s no secret that after the financial crisis of 2008, banks were more stringent in screening a business loan applicant. Fewer business loans were approved, especially small loans, as they are [...]

Small businesses have been hit hard during the COVID 19 pandemic. Unfortunately, many didn’t survive. Of those that have, some were lucky enough to qualify for the Payroll Protection Program. The [...]

There have been cashless societies since the beginning of time. People bartered with goods and services to purchase what they needed. The modern world has been taking small steps toward returning [...]

Many businesses are struggling in the wake of the COVID pandemic. Unfortunately, some have been forced to close their doors permanently. Others have had to find new ways to do business. While [...]

Given the trying times we currently face, it’s not uncommon for small businesses to run into cash flow problems. How can a business owner go about fixing a cash flow problem, aside from making [...]

Working capital is a term that directly refers to a company’s ability to pay off short-term debts and sustain business-as-usual operations on a daily basis. It’s important to understand the [...]

The recent pandemic and the need for social distancing has caused a significant rise in the number of people working remotely. While businesses have tinkered with the idea in recent years, many [...]